One of the highest cashback sign-up bonuses available for a no-fee card.

Very high rewards of 5% on certain business spending categories.

Rewards of 2% on spending at gas stations and restaurants.

Rewards can be converted to Chase Ultimate Rewards. This is potentially much more valuable with the use of conversion partners.

Can be combined with other Chase cards to maximize earnings for different spending.

Unlimited 1.5% cash back on every purchase—no categories, no caps.

One of the highest cashback sign-up bonuses available for a no-fee card.

0% intro APR on purchases for the first 12 months.

Rewards can be converted to Chase Ultimate Rewards. This is potentially much more valuable with the use of conversion partners.

Can be combined with other Chase cards to maximize earnings for different spending.

Straightforward rewards: earn 1.5 points for every dollar spent (worth up to 1.5% as a rebate for flights, hotels, or dining).

Rewards can be increased by 25% to 75% when enrolled in Bank of America Preferred Rewards (based on account balance).

Low spending requirement to trigger the sign-up bonus.

Longer 0% APR than many cards, and balance transfers qualify.

No annual fee.

Earns high rewards of two Membership Rewards® points per dollar for the first $50,000.

Gives access to American Express Membership Rewards, with over 20 hotel and airline transfer partners and potential higher value rewards.

The sign-up bonus is not the highest available, but value can be increased with the use of transfer partners.

Can be combined with other American Express cards to maximize earnings.

5% cash back in rotating quarterly bonus categories (on up to $1,500 in spending, activation required).

1% unlimited cash back on all other purchases.

Cashback Match offer means you will earn double cashback for the first year.

0% intro APR on both purchases and balance transfers for a long 15 months.

One of the top sign-up bonuses of any personal card in this fee range.

Excellent bonus earning rate of five miles per dollar on travel spend (hotels and car rental).

Simple and high earnings of two miles per dollar on all other spending with no caps.

Miles can be redeemed for statement credits or transferred to travel partners for higher value.

A simple card focused on predictable high cashback - 2% for all purchases.

An additional 3% bonus for hotels, car rentals, and attractions booked with Citi Travel.

The longest 0% APR of any of our card choices – but only for balance transfers.

It works well alongside another card with bonus category earnings, or a Citi card for expanded point transfer options.

No-fee access to Capital One and its transfer partners – this is essentially a cut-down version of Chase’s higher fee cards.

A valuable sign-up bonus that is easy to obtain.

One of the longest 0% APR offers available.

High earnings of 5 miles per dollar on hotel and car bookings through Capital One Travel, and 1.25 miles per dollar on everything else.

Miles can be transferred to over 15 hotel and airline programs, for maximum value.