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Rewards Maven’s Top 10 Credit Cards for 2025
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The Business Platinum Card® from American Express
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Our top rated card
Annual Fee
$695
Sign-Up Bonus:
150,000
Membership Rewards® points after spending $20,000 in the first 3 months
Intro APR:
18.49% and 29.24% Variable
This is a charge card, requiring full payment each month. ‘Pay Over Time’ allows cardholders to carry a balance, with APR between 18.49% and 29.24%
Why we chose this card:
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American Express Business Gold Card
Annual Fee
$375
Sign-Up Bonus:
100,000
Membership Rewards® points after spending $15,000 in the first 3 months
Intro APR:
0%
This is a charge card, requiring full payment each month. ‘Pay Over Time’ allows cardholders to carry a balance, with APR between 18.49% and 29.24%.
Why we chose this card:
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Ink Business Cash® Credit Card from Chase
Annual Fee
$0
Sign-Up Bonus:
$750
Earn $350 when you spend $3,000 in the first three months and a further $400 when you spend $6,000 in the first six months.
Intro APR:
0%
Introduction APR for 12 months for purchases, then 17.49% - 25.49% Variable
Why we chose this card:
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Ink Business Unlimited® Credit Card from Chase
Annual Fee
$0
Sign-Up Bonus:
$750
$750 when you spend $6,000 in the first three months.
Intro APR:
0%
Introduction APR for 12 months for purchases, then 17.49% - 23.49% Variable
Why we chose this card:
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Bank of America® Travel Rewards Credit Card
Annual Fee
$0
Sign-Up Bonus:
25,000 Points
(worth $250) when you spend $1,000 in the first 90 days
Intro APR:
0%
0% introduction APR for purchases and balance transfers for the first 15 billing cycles. Variable APR after that is 18.24% to 28.24%.
Why we chose this card:
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Blue Business® Plus Credit Card from American Express
Annual Fee
$0
Sign-Up Bonus:
15,000
Membership Rewards® points after spending $3,000 in the first 3 months
Intro APR:
0%
0% introductory APR for 12 months, then 17.49% to 27.49% variable.
Why we chose this card:
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Discover it® Cash Back
Annual Fee
$0
Sign-Up Bonus:
Cashback Match™ — Discover will match all the cash back you earn in your first year
Intro APR:
0%
0% introductory APR on purchases and balance transfers for 15 months, then 18.24% to 27.24% variable.
Why we chose this card:
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Capital One Venture Rewards Credit Card
Annual Fee
$95
Sign-Up Bonus:
75,000
miles after spending $4000 in the first 3 months
Intro APR:
19.99% to 29.24% variable
Why we chose this card:
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