If you are an American Express cardholder, you might want to log in to your account before making your next Hilton reservation. There are a couple of specific Amex Offers that are out there and paying Hilton stays with Hilton Honors points, and they can combine to the point of 75,500 points.

We'll explain how each offer works, what to look out for in the fine print and how you can make the most out of them.

Offer 2: 55500 Bonus Points for all purchases

Amex could send a targeted offer to some of its cardholders offering 18,500 Hilton Honors bonus points after spending $6,500 in eligible purchases. The best part is that it can be redeemed up to 3 times, so you could earn as many as 55,500 bonus points within 90 days of adding the offer to your card.

With a valuation of 0.5 cents per Hilton point, 18,500 points are valued at approximately $92.50. While it's a good rate, it's not just enough to warrant making the extra effort to spend an additional $6,500 to qualify for the bonus. The best reason to take advantage of this offer is when you already have big Hilton trips in mind, including a long vacation, family vacation or multiple business trips.

Reduced-Spend Alternatives of the Offer

This is one of many deals that Amex has offered for lesser spending and lesser bonuses. This is more easily accessible to those with less extensive traveling needs.

• Spend $6,500, earn 18,500 bonus points, up to 3 times for a total of 55,500 points
• Spend $4,500, earn 13,500 bonus points, up to 3 times for a total of 40,500 points
• Spend $1,000, earn 5,000 bonus points, up to 3 times for a total of 15,000 points

Either of these versions, or none, may appear on your account depending on the targeting of the offers. If it does pop up, it is the least complicated to utilize as you could get close to the threshold with just a weekend stay of $1,000.

The following steps will trigger the offer

The credit will only be given if the Hilton hotel is booked directly. That can be accomplished in three ways:

• Visit Hilton's website here: hilton.com
• The Hilton Honors app
• By phone at 800-HILTONS (800-445-8667)

The offer won't be triggered if they book it through a third party website. This is a common error to make if you are used to comparing hotel rates elsewhere, so book directly with Hilton once you've located the hotel stay you're looking for.

If you've already paid a decent credit card balance on your co-branded Hilton card, this will be a good way to get additional points on all purchases you would have made anyway.

Offer Two: Spend $200, Earn 20,000 Bonus Points

Amex cardholders can also expect a targeted offer for a co-branded Hilton card that will give them 20,000 Hilton Honors points after $200 in spending. That's a much lower bar than the initial offer, and since the bonus is currently 0.5 cents per point, it equates to around $100 for a $200 purchase.

This is only through December 31, 2026 at participating Hilton properties. As the year draws to a close, you'll want to arrange your visit in the near future to ensure that you don't miss out.

Please note there are a few exclusions:

• The offer will not be triggered by: Advance purchase rates, Save Now and Pay rates, non-refundable rates.
• Excludes Hilton Grand Vacations brand properties.
• AutoCamp is excluded.
• Small Luxury Hotels (SLH) Collection is not included.
• Sales of gift cards are not included.

Prior to booking, be sure to review the rate type. It may appear to be a more affordable non-refundable rate, but you may lose out on the bonus, and this bonus could be worth more than the savings.

Add Hilton Aspire Card Benefits

When you see this offer on your Hilton Honors American Express Aspire Card, you can add on multiple card benefits. The card provides up to $400 in annual Hilton resort credits, as well as up to $200 in statement credits semiannually, when you stay at participating Hilton resorts. It also offers a Free Night Reward each year. Those are just some of the benefits of the Amex Offer, which can make one resort vacation a good deal.

What are Amex Offers?

Amex Offers are opportunities that provide you either statement credit or Amex Membership Rewards points for purchases. They're a convenient method to earn points or cash back on things you're already spending.

There are two considerations to keep in mind:

• There aren't any offers automatically loaded onto your card, you have to load them yourself.
• There are a ton of offers that are specific, so you can get one card and not the other.
• Save to the Right Card.

If the same offer is offered on more than one credit card from Amex, save it for the one that gives you the most rewards on your spending. The best case scenario would be to get it on a Hilton card co-branded with the hotel's card issuer, as you'll get the Hilton rewards along with the offer rewards.

Also, it is advisable to include the offer before booking or payment. Waiting to charge after the charge posts could mean you miss out.

Should she pursue her dreams?

The offers are best used as a bonus and not the reason for a change of plans. The $6,500 offer demands a lot of money for a small, more limited, benefit; the $200 offer is much more advantageous in that the money spent is low. If you were already considering staying at a Hilton before the end of 2026, all the offers won't cost you a dime and they may generate thousands of extra points for your stay.

For those who weren't traveling, consider the pros and cons of your travel plans before making a point-maximizing booking. If you would not have travelled, there is no value in it.

The Bottom Line

These specific Hilton Amex Offers may help save you money on future stays or earn additional Hilton Honors points for spending you may already be making. The points offered alone likely aren't enough rationale for moving a substantial amount of your spending, but the bonus is an easy way to collect additional value if you're going to be using a co-branded Hilton card  regularly. Visit your Amex website, see which offers you have, top them onto the card and book directly with Hilton.