Now might be the best time to take action in case you have ever thought of earning free hotel nights at a faster rate. American Express and Hilton have implemented temporary welcome bonuses in their portfolio of co-branded credit cards, which gives travelers a unique chance to earn up to 175,000 Hilton Honors points using certain cards.

Such improved bonuses will not be long. The deadline to submit an application is January 14, 2026, and so this is a timely window to those who travel regularly, Hilton loyalists, and even small business owners who wish to get more rewards.

Although Hilton Honors points have indeed been devalued in the recent years, such high-value bonuses still offer significant value- especially when augmented with elite status, statement credits, and free night rewards.

The Reason Hilton Honors Credit Cards are still relevant in 2026

Hilton has one of the largest portfolios of hotels in the world, including luxury resorts, city hotels that are business-friendly and budget hotels in the world. In combination with the appropriate American Express card, Hilton Honors points will unlock free nights, upgraded rooms, and elite benefits among others that enhance the traveling experience to a considerable extent.

Hilton Amex products serve a diverse client base unlike many other hotel credit cards. You always have a choice between no annual fee and a high-end credit card with credits and perks, and there is a Hilton card that fits your budget and travel ambitions.

Individual Survey of Welcome Offers at Hilton Amex

The American Express now has four Hilton Honors credit cards in the US that have a limited time with a bonus. Such high prices are offered till January 14, 2026.

And here is a brief overview of each of them before we get into the nitty-gritty of each choice:

• Hilton Honors Amex Card -100,000 points
• Hilton Honors Surpass Card -155,000 points
• Hilton Honors Business Card -175,000 points
• Hilton Honors Aspire Card- 175,000 points

The cards are specific to various categories of travelers ranging between casual vacationers to luxury-oriented frequent guests.

Hilton Honors American Express Card: No-Annual-Fee Best

The Hilton Honors American Express Card is the most convenient point of entry to travelers who prefer to have Hilton rewards without paying an annual fee.

Welcome Bonus

According to the new cardmembers, they are entitled to 100,000 Hilton Honors points once they spend 2,000 in six months of opening an account.

Ongoing Benefits

• 7x on qualified purchases of Hilton hotels.
• Silver status with Hilton Honors comes as a matter of course.
• Gold status when one spends above 20000 per year.

The card is good to use on the occasions when staying at Hilton and daily spending, especially when one wants to accumulate points without initial expenses.

Hilton Honors Surpass Card: Good Value to the Loyal Travelers

The cost of the Hilton Honors American Express Surpass ® Card is quite fair in comparison to benefits, which is why this card is one of the most popular within the range.

Welcome Bonus

Get 155, 000 Hilton Honors points when you spend 3000 in the initial six months.

Annual Fee

$150 per year

Key Benefits

• 12x points on Hilton purchases
• Hilton gold status automatic
• Diamond once spending more than 40,000 per year
• 100 to 200 Hilton statement credits a year (paid quarterly)
• Free night reward when spending $15 thousand per year
• National Emerald Club Executive status

Surpass Card can be a great value to the frequent guests of Hilton properties who visit it several times in a year.

Hilton Honors Business Card: A Powerhouse to Entrepreneurs

The Hilton Honors American Express Business Card is worth a close inspection by small business owners and freelancers, as it is offering an insane welcome bonus alongside a good earning rate.

Welcome Bonus

Receive 175,000 Hilton Honors points when spending 8000 within six months.

Annual Fee

$195

Business-Focused Perks

• 12x on Hilton hotel purchase.
• Five times the value of other purchases made at the same time (maximum of 100000 points per year)
• Hilton Gold status automatic.
• Diamond with an annual expenditure of above 40000.
• The Hilton credits are up to 240 per year, given quarterly.
• The bonus: such a business card can usually not be counted in the 5/24 rule of Chase, which is worthwhile to credit card strategists.

Hilton Honors Visa: The Ultimate Luxury

The Hilton Honors American Express Aspire Card is created to cater to the needs of travelers that desire the best perks, luxurious accommodation, and high-end status.

Welcome Bonus

Gather 175,000 Hilton Honors points when spending 6,000 in a period of half a year.

Annual Fee

$550

Premium Benefits

• 14x points on Hilton purchases
• Automatic Hilton Diamond status
• The Hilton resort credits: up to 400 a year
• Flight credits of up to 200 a year
• As much as $209 CLEAR® Plus credit per year
• One free night off annually and more at increased spending levels
• National Emerald Club Executive status

Although the annual fee is quite high, the cards are considered to pay off by credits and elite benefits as well as free nights in luxury hotels by many travelers.

Final Thoughts:

These limited-time Hilton Honors American Express offers represent some of the highest bonuses currently available on hotel credit cards. While Hilton points may not stretch as far as they once did, the combination of large bonuses, elite status, statement credits, and free night rewards still creates compelling value.

With the January 14, 2026 deadline quickly approaching, travelers who have been on the fence may want to act soon. Whether you’re aiming for budget-friendly stays or aspirational luxury resorts, there’s a Hilton Amex card that can help you reach your travel goals faster.