The end of the year serves as a critical deadline for one of its most valuable benefits for holders of the American Express Business Platinum® Card: the Dell statement credit. Cardmembers can get up to $150 in statement credits per calendar year for purchases made directly with Dell in the U.S. This benefit does not carry over; if you don't use it, the credits expire on December 31, 2025. So now is the time to act if you have been holding off.

More than just saving money, these credits can be combined with other strategies to maximize rewards, making the most of your card's benefits. In this guide, we will walk you through how to activate your credit, time your purchases, and stack savings opportunities for maximum value before the year's end.

How Dell Statement Credit Works

The Dell statement credit is a simple benefit, but it requires timing and proper activation. Here's how it works:

• Annual Cap: Cardmembers can get up to $150 per year on eligible U.S. purchases made directly with Dell.
• Additional Bonus: After spending at least $5,000 at Dell, you may get an extra $1,000 in statement credits.
• Purchase Dates Matter: When it comes to eligibility, the transaction date, not the billing date counts. Purchases made by December 31 qualify for credit, even if the charge posts later.
• Processing Time: American Express usually credits your account in 2 to 4 weeks, though many members notice it posts sooner.
• Eligible Purchases Only: Credits apply to purchases from Dell Technologies or dell.com; orders from unauthorized resellers and international shipments do not qualify.

To get this credit, you have to enroll through your Amex account. Just log in, click on the Benefits tab, and click the Shop Dell Technologies tile. Then, you can activate the benefit for the year.

Timing Your Dell Orders to Ensure Credit

One frequent question among cardholders: do I need to finalize a payment before December 31? The answer is no what matters is the purchase date, not when the charge hits your statement.

But here's the catch: Dell tends to charge your card upon shipment, not immediately. To make sure your purchase counts toward this year's credit:

• Review Shipping Dates: Items should be scheduled to ship no later than December 31.
• Plan Ahead: Steer clear of ordering items that might not ship from the warehouse until the New Year.
• Eligibility Confirmation: Only purchases directly from dell.com or Dell Technologies qualify.

Paying attention to these details will ensure that you can claim your credit without unexpected delays.

Combining Dell Credit With Other Savings Opportunities

Using your Dell credit wisely can stretch your rewards even further. The first two strategies can increase the value of your purchases:

1. Browse Amex Offers

American Express quite often has targeted offers available for Dell purchases. Some recent examples have included:

• Other cash-back opportunities
• Additional Membership Rewards points
• Limited time discounts on selected items
• Promotions valid via online or in-store channels
• Opportunities that are stackable with the $150 Dell credit

Always check your Amex Offers tab before checking out, and add any relevant deals to your card. Each is activated separately, and it can take an already-valuable credit and make it a much more substantial savings opportunity.

2. Shop via Rakuten or Other Similar Portals

For those that appreciate extra cash-back or rewards, using a shopping portal, like Rakuten, would add another layer of value to

Earn cash-back on eligible purchases

If you have a linked account, redeem rewards for Amex Membership points or Bilt Rewards points.

• Take advantage of seasonal promotions to receive extra rewards.
• Stack portal earnings with your Dell statement credit
• Monitor portal notifications for limited time multipliers

You can maximize the overall benefit of your Dell purchase before closing out the year by combining Amex Offers and a cashback portal.

Top Items to Consider for Your Dell Purchase

Wondering what's worth buying with your Amex Business Platinum Dell credit? Well, the good news is that Dell actually offers a wide array of products perfect for business and personal use:

• Laptops and desktops: ideal for upgrading your work setup.
• Monitors and displays: Increase productivity with high-resolution screens.
• Printers and peripherals: Office efficiency depends on them.
• Software packages: Compatible with most business needs.
• Networking hardware: Routers and accessories for reliable connectivity.

Choose your items strategically so that you use not only your credit but also derive long-term value from your purchase.

Why You Shouldn't Delay

The $150 Dell credit is only a single benefit of holding the Amex Business Platinum card, but it goes a long way to help offset the card's $895 annual fee. Delaying could mean missing out entirely, and there's no rollover or extension past the December 31 deadline.

Extra tips to ensure you get the most out of this benefit:

• Check purchase dates against shipping schedules
• Verify your Amex Offers are active
• Consider pairing rewards with Rakuten or other portals
• Keep track of your statement to confirm posting of credit
• Plan purchases in advance of year-end order rush

Take these simple steps to unlock the full value of your Dell statement credit and make 2025 even more rewarding for your business spending.

Final Thoughts

The Dell statement credit is one such mandatory perk for American Express Business Platinum cardholders. Savings of as much as $150 in annual credits, with the possibility of a $1,000 bonus after high-volume purchases, offers tangible savings to offset your card's premium fee.

This is your final window if you have been procrastinating. Keep in mind to:

• Enroll your credit through your Amex account.
• Place orders to be shipped before December 31 
• Stack your savings with Amex Offers and cashback portals

Doing so ensures you maximize value and avoid losing out on this annual benefit. Don't let your Dell credit go to waste-use it wisely and watch your rewards add up.