For travelers who prefer the hotel options offered by Hyatt, there is a limited chance to secure free stays at multiple properties using only one credit card offer. For a limited time, the World of Hyatt Credit Card is offering a welcome bonus where new cardholders can earn up to five free night certificates at participating Hyatt hotels. This offer is unique because instead of offering a points bonus, it offers actual hotel nights that can provide tremendous value.

If you’re considering whether this is a good offer for you and your travel plans, here’s a full explanation of how the offer works, where you can redeem the free nights, and how it compares to other bonuses offered by Hyatt credit cards.

A Brief Look at the Limited-Time Hyatt Credit Card Offer

The World of Hyatt Credit Card is currently running a tiered welcome bonus offer that rewards new cardholders with free night certificates instead of points. This limited-time offer is valid from January 15, 2026, to February 26, 2026, and is only available to new cardholders who qualify within the given timeframes.

Rather than earning a flat amount of Hyatt points, card members can work towards earning free nights, making this deal especially attractive for those who already have upcoming expenses planned.

How to Earn All Five Free Night Certificates

The bonus reward has two tiers, offering card members flexibility based on their ability to complete their spending within the first six months.

• Tier One: Earn Three Free Nights
• Spend $5,000 on purchases in the first three months of opening an account
• Earn three Category 1-4 free night awards
• Tier Two: Earn Two Additional Free Nights
• Spend a total of $15,000 on purchases in the first six months
• Accrue two additional Category 1-4 free night awards

By earning rewards in both tiers, new cardmembers can walk away with five free nights at participating Hyatt hotels worldwide.

Understanding the Value of Category 1-4 Free Nights

Hyatt has an award chart with peak, standard, and off-peak rates. Category 4 hotels, the highest category eligible for these awards, normally require:

• 12,000 points on off-peak dates
• 15,000 points on standard dates
• 18,000 points during peak periods

However, if all five certificates are utilized for peak Category 4 nights, the total worth can go up to 90,000 World of Hyatt points. This is much higher than many typical Hyatt credit card bonuses.

However, certificates have some restrictions that points do not, which is why it is essential to think about how and when you will use them.

Where You Can Use Category 1-4 Hyatt Free Nights

These free night stays can be used at any Hyatt Category 1 through 4 hotel worldwide, providing a great choice of locations in major cities, resorts, and up-and-coming travel destinations.

Although you will not be able to reserve the best luxury hotels, such as Park Hyatt Paris-Vendôme, or some of the highest-end resorts, there are still plenty of great options, including:

• Thompson Washington, D.C
• Andaz Savannah
• Hyatt Regency Salt Lake City
• Hyatt Regency Lisbon

Such hotels tend to charge a premium cash rate during peak seasons, making free night rewards highly sought after during city breaks.

Certificate Expiration Rules You Should Know

One thing to keep in mind with this offer is the expiration of the certificate. Each free night certificate is good for a period of 12 months from the date of issue. This is unlike the Hyatt points, which never expire as long as your account is active.

In addition, Hyatt does not permit certificates to be “topped off” with points or cash in order to book a higher category hotel. If you are looking for flexibility or the ability to book a luxury hotel, a points bonus may be the better option.

Other Benefits of the World of Hyatt Credit Card

In addition to the limited-time welcome bonus, the World of Hyatt Credit Card provides long-term benefits that could make it worth keeping in your wallet year after year.

Annual Free Night Certificate

Every year on the anniversary of the card, cardholders are awarded one free night in Category 1-4 hotels, which by itself is sufficient to waive the annual fee of $95.

Automatic Elite Status

The cardholders will receive the status of Hyatt Discoverist, which comes with the following

• Late check-out if available
• High-speed internet connectivity
• Small welcome amenities at check-in

Elite Night Credits

The card offers:

• 5 elite night credits per year
• 2 more elite night credits for every $5,000 spent

These credits can be used to accelerate progress towards higher levels of Hyatt elite status, such as Explorist and Globalist.

Spending Strategy: How to Maximize the Offer

If you are trying to accumulate all five free night awards, budgeting your spending is essential. Your daily spending on groceries, utilities, insurance premiums, and travel-related purchases can help you reach the $15,000 target without breaking the bank.

Just remember that the interest fees can easily negate the value of any rewards, so this is only worth it if you pay your balance in full every month.

Key Application Considerations

However, prior to applying, it is important to consider the overall strategy of Hyatt’s credit cards. Hyatt has announced that it plans to add more credit cards to its portfolio in 2026.

In addition, since this is a Chase card, you should be aware of Chase’s 5/24 rule, which may impact your chances of approval if you have opened a number of credit cards in the past few years.

Who Should Seriously Consider This Offer?

This limited-time credit card bonus for World of Hyatt is ideal for:

• Customers who are loyal to Hyatt and have stayed at Category 1-4 hotels on a regular basis
• Those planning multiple trips within the next 12 months
• Cardholders who are able to handle certificate expiration deadlines
• Fans of the Hyatt brand who are looking for a good balance of short-term and long-term benefits

If you are interested in flexibility and luxury redemptions, waiting for a points-based bonus may still be the better choice.

Final Thoughts:

The current offer for the World of Hyatt Credit Card is impressive in terms of potential value, especially for those who know that they will use the free night awards before they expire. The opportunity to earn up to five free nights can be a great way to save money on hotel stays, especially in popular destinations where the rates increase rapidly.

However, certificates are more complicated than points and have restrictions that won’t appeal to every traveler. For the right person, this deal can be an effective means of locking in unforgettable experiences at a fraction of the normal price. If you feel that you can maximize the certificates within a year, then this offer is definitely worth considering before it expires on February 26, 2026.